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Med student loan caps spark concern

A student loan proposal in the budget reconciliation package could adversely affect those pursuing medical degrees.

Why it matters: The House Committee on Education and the Workforce reconciliation plan would cap loans at $150,000 and set a lifetime student loan cap at $200,000.

  • Medical student loans can easily exceed those caps, making school unaffordable for some students. 

The big picture: An inability to borrow higher loan amounts could make higher medical education unattainable, further exacerbating the physician workforce shortage.

  • The CAP is concerned that loan caps and restrictions could add to the financial strain of those looking to pursue a career in pathology.
  • However, the CAP supports interest-free deferment for the first four years of residency, which is included in the proposal.

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